Insurance Policies & Services from Carrie Johnson Insurance.

Carrie Johnson Insurance

The independent insurance agents at Carrie Johnson Insurance will help provide you with affordable insurance for all your personal or business insurance needs in Surfside Beach. Carrie Johnson Insurance offers a wide range of cost effective insurance options through a number of companies and will help you find the best policy that fits your coverage needs. Call today for a free insurance quote.

Here are just a few types of insurance policies we offer:

• Flood Insurance
• Life Insurance
• Home Insurance
• Automobile Insurance
• Business & Commercial Insurance

For most people, their home is one of the biggest investments they will make. Our agents appreciate the value of your particular home and understand the importance of having adequate insurance coverage for your investment. We will provide a home insurance quote that sufficiently meets your needs.

Our independent insurance agents will provide reasonable homeowners with insurance plans for the residents of Surfside Beach. A home insurance quote by our agents will provide you with the coverage necessary for any property damage or injury you are legally responsible for. Two natural disasters not covered under homeowners' insurance are earthquakes and floods. These two events require a different and separate insurance policy and maybe something you want to consider adding to your policy. We have the best multi-policy discounts in town so please give us a call to find out more!

At Carrie Johnson insurance we understand that insurance can be very confusing and feel very complicated. Our goal at Carrie Johnson Insurance is to make your home insurance purchasing decision an easy, simple process and make sure you have the right coverage. If you are not sure if you have the right homeowners insurance, ask yourself these questions:

1. If you lost your house to a fire, would you have the financial capability to pay for repairs or replace it completely or would you need to borrow money?
2. Someone is injured in your house or on your property; do you have the money to pay for their medical costs?
3. What happens if someone breaks into your home or vandalizes your property? Homeowners insurance will reimburse you for any losses you may have or repairs you may need.
4. Are you still paying a mortgage on your house? Most lenders require proof of home insurance.

If you are interested in a home insurance quote or are ready to receive affordable home insurance rates, please click on this link

Auto Insurance provides financial assistance if you have been involved in an auto accident. Automobile insurance is an agreement between you and the Surfside Beach insurance company you have chosen to represent you. You are responsible for paying the insurance premium and your insurance company agrees to pay for the losses agreed to in your automobile policy.

Most auto insurance policies offer liability, property, and medical coverage. If you are involved in an accident that is your fault and results in others being injured or having property damage, liability takes care of your legal obligations and provides for the financial aspect dealing with their injury or property damage. Theft or damage to a vehicle is paid under property coverage. Medical coverage takes care of expenses related to treating injuries, rehabilitation, and in worst-case scenarios, funeral expenses.

Some degree of auto coverage is required in most states. Depending on your needs, there are 6 different categories of automobile insurance to select from.



Most people cannot afford a new vehicle if their car is stolen or totaled due to a car accident. The goal of auto insurance is to make sure you have the financial security that you deserve by providing financially for a replacement vehicle. Auto insurance will help keep you covered if you are held responsible for some type of accident resulting in someone being injured. Please contact one of our insurance agents to find out about the many different car insurance plans available.

Affordable workers compensation coverage, commercial auto insurance and general liability are a key part of a successful business plan, Carrie Johnson Insurance will help you find the perfect business and commercial coverage. As a business owner, having commercial insurance on your business vehicles and commercial property is extremely important.

Commercial auto insurance can be very similar to your personal auto coverage. If you are a company that allows your employees to use the same vehicle for personal and business needs, please check with your commercial insurance agent in Surfside Beach to ensure you have implemented best and most effective way to deal with a company insurance policy so it does not affect you personally. A good insurance agent will ask many different questions about how your company’s vehicles are being used to ensure that your commercial auto insurance provides you with the specific coverage needed for your business. These questions will determine what is the right business auto insurance policy for you.

General Liability provides your business from protection in the event your company is responsible for an injury or damages. Let’s look at the options you have for General Liability Protection:

1. Products-Completed Operations
2. Product Liability
3. Contractual Liability
4. Reasonable Use of Force, Borrowed Equipment, Liquor Liability, etc.
5. Bodily Injury including compensation for any injury that resulted in a death
6. Property Damage
7. If you have an employee that is hurt while working on the job Workers Compensation Insurance helps cover expenses associated with that injury. If you have any questions or concerns regarding workers compensation coverage, or you are in need of workers compensation insurance, please give us a call today!